Once you’ve activated a Visa gift card, you can spend it however you choose, whether on necessities like groceries or a luxury item for yourself.
However, if the card has been sitting in your wallet for a few weeks or months, you may have forgotten how much is on it or even if it has any value at all!
Fortunately, checking your Visa gift card balance is simple, and there are several options available.
What is a Visa Gift Card Check Balance for Online?
You may check the balance of your Visa gift card online by looking at the back of the card and visiting the website indicated there.
To check the balance, you’ll need the 16-digit card number, expiration date, and CVV.
How to Check the Balance Over the Phone
You can also check the balance of your Visa gift card by calling the toll-free number shown on the card.
An automated voice messaging system will urge you over the phone to provide the 16-digit card number, expiration date, and CVV, and the automated system will tell you the remaining balance.
Checking Your Visa Gift Card Balance Online
Many card issuers allow you to check the balance of your Visa gift card online. The online address of the issuer may be listed on the back of your card or in any documentation that came with it.
To check your balance, go to the issuer’s website and enter your card’s 16-digit number and security code. You may be required to provide the card’s expiration date as well.
Some card companies, such as Navy Federal Credit Union, require you to register your card before you can check your balance.
If your card was issued by one of the following financial institutions or businesses, you can check your balance online:
- Navy Federal Credit Union
- Commerce Bank
- Visa Vanilla Gift Cards
- Gift Card Mall
If you have a Walmart Visa gift card, you can check the balance at any Walmart register.
What Number Should You Call to Check Your Visa Gift Card Balance by Phone?
To check your Visa gift card balance, use the phone number provided by the card issuer. On the back of most Visa gift cards, there is a phone number.
If the phone number is not displayed on your card, look it up on the issuer’s website.
What if the Card was Added to Your Smartphone’s Wallet App?
When you add your Visa gift card to your smartphone’s Wallet app, remember that you won’t be able to read or alter the card’s details once it’s been added for security reasons.
If the Visa gift card was a physical card, you will need the card’s number, expiration date, and CVV to check the balance online or over the phone because the Wallet app does not provide this information.
If you want to get rid of the physical card, make a copy of the information and keep it somewhere safe.
If you received the Visa gift card digitally, check your email for the original link to activate the gift card. This URL should also provide access to the balance.
What if a Purchase is Declined Despite My Visa Gift Card Balance?
If you’ve checked your Visa gift card balance, but a purchase is refused, contact your card issuer by calling the number on the back of your card or visiting their website.
How Can I Use My Visa Gift Card Balance?
Your gift card can normally be used in-store and online anyplace Visa is accepted in the United States, though you may need to activate the card first.
Visa gift cards, on the other hand, cannot be used for recurring payments such as subscriptions.
Some merchants will only take registered Visa gift cards with a billing address associated with the card number.
It is as simple as picking up the phone or going online to check the balance of a Visa gift card
You might consider registering your card if your card issuer enables it, even if it isn’t required to check your balance. If the card is lost or stolen, registration may provide additional safeguards.